敗 be defeated

Are you a loser ? HAI!

The director defeated me and stole my money!

failure ★★★★☆
失 (miss out on) + 敗 (be defeated) = 失敗 (failure)

any failure! Flunking a test, your plan fails, no one comes to your party, your business goes bankrupt, your mom's chest waxing goes wrong and her pec-fro winds up as Beyonce's wig.

total disaster ★★☆☆☆
大 (big) + 失敗 (failure) = 大失敗 (total disaster)

a total disaster.